Traffic Accidents

Q. I hit a pedestrian while cycling. They're demanding high medical and consolation costs, but I have no bicycle insurance.

A.

Bicycle accidents can result in tens of millions of yen in liability. Hire a lawyer for settlement and get insured.

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Bicycle accidents incur tort liability (Art. 709) with cyclists usually bearing major fault against pedestrians. Compensation includes: medical costs, consolation, lost income, and disability payments—potentially tens of millions of yen (one case: ¥95.21M). Without insurance, it's fully out-of-pocket. Options: request health insurance/workers' comp use, negotiate installments, hire a lawyer for fair settlement. Many municipalities now mandate bicycle insurance.
This article provides general legal information and does not constitute legal advice. For specific legal issues, please consult with a qualified attorney.

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