Phishing fraud violates Japan's Unauthorized Access Act (Art. 7, up to 1 year imprisonment) and constitutes fraud (Criminal Code Art. 246, up to 10 years). Victims can recover funds through the Bank Transfer Fraud Recovery Act, which distributes frozen criminal account balances. Credit card companies typically cover unauthorized charges reported within 60 days.
Phishing Fraud in Japan: Legal Remedies and Recovery
Key Takeaways
- ✓Phishing fraud is punishable under the Unauthorized Access Prevention Act
- ✓The fraud relief law enables account freezing and victim compensation
- ✓Unauthorized credit card charges are covered if reported within 60 days
- ✓Immediately contact your bank and card company upon discovering fraud
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