Traffic Accidents
Q. What happens if the at-fault driver has no insurance?
A.
Even if the other driver has no optional insurance, compulsory insurance provides basic coverage. Use your own insurance too.
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Compulsory insurance (jibaiseki) still applies even without optional insurance. For amounts exceeding compulsory limits, claim against the driver directly. Use your own uninsured motorist coverage, workers' comp, or government guarantee program.
This article provides general legal information and does not constitute legal advice. For specific legal issues, please consult with a qualified attorney.
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