Debt Relief
Q. Debt collectors are harassing me. What can I do?
A.
Collection calls between 9PM-8AM and workplace contact are illegal. Hiring a lawyer stops direct contact.
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The Money Lending Act Art. 21 prohibits: calls/visits between 9PM-8AM, contacting workplace, publicizing debt, demanding repayment through new borrowing, and threatening behavior. Penalties: up to 2 years imprisonment/¥3M fine. Hiring a lawyer stops direct contact.
This article provides general legal information and does not constitute legal advice. For specific legal issues, please consult with a qualified attorney.
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