Overpaid Interest
Interest paid exceeding legal limits, reclaimable as unjust enrichment. Mainly from pre-2010 consumer loans with grey-zone interest rates. 10-year statute of limitations from final payment.
Statute Reference
利息制限法1条・民法703条
FAQ
Q. What does Overpaid Interest mean?
Interest paid exceeding legal limits, reclaimable as unjust enrichment. Mainly from pre-2010 consumer loans with grey-zone interest rates. 10-year statute of limitations from final payment.
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